The world's oldest savings tradition — revived
For generations, families across the world have pooled money in circles — each member contributing, one taking the pot each round, until everyone gets a turn.
Monetilla brings that same circle of trust into your pocket — fair draws, full transparency, and your people, anywhere.
One tradition · Many names · Your family already knows it
Your grandmother ran it with a cash box and a notebook. Monetilla keeps the soul, adds the safeguards.
👵Back then
📱With Monetilla
The idea hasn't changed in centuries — we just made it effortless.
Form your group
Invite trusted friends or family. Set the amount, how often you contribute, and how many rounds.
Contribute each round
Everyone pays in. The app tracks who's paid and sends reminders — the whole group can see it.
One member wins the pool
A fair random draw — or a fixed order you agree on — until everyone has taken their turn.
A real example
10 members × $500/month = $5,000 pool · James wins Round 1 🎉
Centuries before modern banking, this worked. Here's what makes it endure.
Trust
Invite-only circles with people you know. The same foundation your grandmother relied on.
Transparency
Every contribution, draw, and undo is logged and visible to the whole circle. No secrets.
Fairness
Everyone wins exactly once per cycle. Weighted shares supported, no one favoured.
Community
Built on the same values that carried families across continents for generations.
Monetilla keeps the trust and adds the tools that make running a circle effortless.
Random draw with drumroll
A gamified, fair draw — previous winners are excluded automatically.
Fixed-order payout calendar
Pre-assign rounds so every member knows exactly when they'll win.
Contribution tracking & reminders
See who's paid, who hasn't, and nudge them before the draw.
Full audit log
Every draw and undo is recorded — visible to all members.
Member shares (multipliers)
Let a member take 2× or 3× shares to contribute — and win — more.
Invite via WhatsApp, SMS or link
Reach your people the way they already talk.
Not a pyramid. Not a Ponzi.
Everyone contributes equally. No one profits from new members. Monetilla is simply savings coordination software — not a bank, not an investment product.
From market stalls in Accra to tandas in Mexico City, people have pooled money this way for generations.
We just made it fair, transparent, and available to anyone with a phone.
Available on the App Store
Get Monetilla on your iPhone
Tap to download the native iOS app
Important: Monetilla is a free coordination tool only. It does not hold, transfer, or insure any money. By joining, you agree that all financial responsibility lies with you and your circle members. Only join circles with people you personally know and trust.